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Property Eligibility

Property Requirements

All types of properties, from single family homes to condominiums, throughout the entire state can be eligible for CalHFA financing. There is a limit on the sales price, however, and these limits vary depending on the county in which the home is being purchased.

In general these are property eligibility requirements for all CalHFA programs:

  • The home must be located in California.

  • The home must be your primary residence.

  • The sales price of the home must be less than the allowable sales price limits.

  • There is a five (5) acre maximum on the size of the property.

  • The home must be zoned for Single Family Occupancy (not for 2-4 units)

  • The home must be a single family residence (detached).

    • Accessory Dwelling Unit (ADUs), Guest houses, granny units and in-law quarters may be eligible

  • The home can be a condominium or attached unit in a planned unit development (PUD). (Check with your lender for eligible condominiums.)

  • Double-wide (not single-wide) Manufactured homes are only allowed under CalHFA’s FHA Home Loan Program


A CalHFA approved Lender will qualify you for a home loan, so you will need to apply with one of our Preferred Loan Officers or approved Lenders. Each loan program that CalHFA offers to homebuyers can have different criteria for income limits, minimum credit scores, citizenship etc. 

Please ask us for a list of approved lenders in your area.